1. Protect Important Documents & Valuables

• Gather critical financial, medical, legal, and educational records.

• Store originals in waterproof containers or bags.

• Keep digital backups of important documents.

• Take photos or video of your home and belongings for insurance documentation.

• Keep a written inventory of valuables.

Tip: In an emergency, you should be able to collect your essential valuables within 15 minutes.

2. Build a Disaster Emergency Kit
   Prepare for every member of your household, including children, seniors, those with medical needs, and pets.
   Your kit should include:

• Drinking water (minimum 3-day supply)

• Non-perishable food

• Medications and medical supplies

• First aid kit

• Flashlights and batteries

• Phone chargers / battery packs

• Multi-purpose tools

• Important documents

• Pet food, water, medications, and supplies

• Infant formula or specialty items if needed

Also consider keeping your vehicles fueled in case evacuation becomes necessary.

3. Purchase or Review Flood Insurance
   Most homeowners and renters’ insurance do not cover flood damage.
   Important reminders:

• Even 1 inch of water can cause over $25,000 in damage

• Flood insurance policies usually do not automatically renew

• Policies can take up to 30 days to become active

Consider coverage through the National Flood Insurance Program (NFIP).
Please review your insurance policies carefully and understand:

• What is covered

• Coverage limits

• Deductibles

• Flood exclusions

4. Flood-Proof Your Home
   Take steps now to reduce flood damage:

• Clear gutters, drains, and downspouts

• Install sewer check valves

• Stock sandbags, plywood, and protective materials

• Elevate water heaters and electrical panels if needed

• Shut off the main breaker if flooding threatens to avoid electrocution

5. Safeguard Your Property
   Doors & Windows

• Reinforce garage doors

• Install hurricane shutters or hurricane-rated windows if possible

• Use strong deadbolts

• Do not tape windows — it offers little protection

Landscaping

• Trim trees and dead limbs

• Secure outdoor furniture, décor, and trash cans

• Repair damaged fencing

• Bring loose items indoors

Roofing

• Inspect for loose shingles

• Check roof attachments

• Consider hurricane-rated materials when replacing roofing